$960,000.00 Cash out Refinance on a Non- Owner Occupied SFR in Los Angeles, CA.

• Borrower direct seeking leverage on their investment property for business purpose to acquire a discounted note. Provided short term bridge financing on 12 month interest only loan with no prepay at rate below 10%. Approval to docs in 6 business days!.

$205,000 Cash Out Finish Construction on Non-Owner Occupied SFR in Los Angeles, CA.

• Borrower direct seeking funds for the completion of a Non Owner Occupied SFR in Los Angeles, CA. This project was very heavy in the completion but ACG approved the loan with no changes from initial approval providing bridge financing with a 1 year term, interest only, interest reserve for term of loan and with no prepayment penalty. Complicated structure but ACG easily worked through it and provided the Borrower with exactly what was presented on initial approval.

$200,000.00 OWNER OCCUPIED Purchase Money on SFR in Petaluma, CA.

• Broker submission seeking quick funding for their clients acquisition of their primary residence. Borrowers credit was decent but LTV was moderately low…. Thus why ACG provided long term amortized debt with a rate below 10%. No changes on any terms and to docs in 8 business days.

$132,000.00 Stated Documentation Purchase Money on a Non-Owner Occupied SFR in Encino, CA.

• Borrower direct seeking leverage for business purpose on their investment SFR in Encino, CA. ACG Approved loan on short term 1 year bridge, interest only, with no prepayment penalty per borrowers request. ACG approved the deal and to docs with not one change on terms or pricing as initially provided on the conditional approval. Quick and easy!

$132,000.00 OWNER OCCUPIED Purchase Money on a Condo in San Diego, CA.

• Approved and to docs in 7 days!. Borrower backed out at last minute as a secondary home inspection uncovered leaks and water damage to the floor that was affecting the lower Condo unit. Athas offered a NO LENDER POINT option. Borrower chose lower rate with cost. Approved and to docs with not one change in pricing from initial approval.

$115,000.00 OWNER OCCUPIED Cash Out Refinance on a SFR in Compton, CA.

• Broker submission seeking cash out funds for home improvement for their client’s primary residence. Athas provided long term amortized loan and offered a NO LENDER POINT OPTION. Borrower opted for slightly lower rate with cost. Approved and to docs with, as always, no changes in terms from initial approval. Broker received 2% as initially requested.

$110,000.00 Stated Doc Cash out Refinance on a Non-Owner Occupied Condo in Rancho Cucamonga, CA.

• Broker submission seeking high leverage on their clients free and clear property that had less than 12 months seasoning. Athas provided short term 2 year interest only loan with no prepayment penalty. Approved and ready for docs with no changes in any terms from initial approval. Borrower argued for higher loan amount in which Athas provided post committee. Now borrower is shopping even though all terms were the same as agreed from initial approval….broker may make 2% as initially requested – go figure!

$104,000.00 Cash Out Refinance on a Non-Owner Occupied SFR in Santa Ana, CA.

• Repeat borrower direct seeking leverage for debt consolidation. Athas approved loan with NO LENDER POINTS with long terms debt for borrower’s strategy. Another loan for a repeat borrower. Very simple and with NO LENDER POINTS!

$85,000.00 Cash Out Refinance on OWNER OCCUPIED SFR in Anaheim, CA.

• Broker submission for cash out refinance on borrower’s owner occupied property. Athas approved with long term debt with NO LENDER POINTS. Approved and to docs in 9 business days with no changes to terms! Broker received 3% as originally requested!

$81,750.00 Stated Purchase Money for a Foreign National on a Non-Owner Occupied SFR in Hayward, CA.

• Broker submission on a purchase money for a foreign national client for investment purposes. Athas provided long term debt for borrower’s investment strategy and offered only a half a point option! Borrower elected for lower rate with cost. Successful transaction and broker made 2.50 points as originally requested!

$65,000.00 Stated Doc Cash Out Refinance on a Non-Owner Occupied SFR in North Fork, CA.

• Broker submission for a client with bad credit seeking leverage for investment purposes. Athas provided a very short bridge loan as requested on an interest only loan with no prepayment penalty. Approved and to docs in 6 business days! Broker received 5% as originally requested!

$57,500.00 Stated Purchase Money for Non-Owner Occupied SFR in Mentone, CA.

• Broker submission seeking acquisition funds for clients investment purchase. Borrowers had bad credit but ACG provided high leverage with long term debt. Approved and to docs with no changes in terms as usual! Very quick transaction and Broker received 2% as originally requested!

$50,100.00 Cash Out Refinance on two Non-Owner Occupied SFRs in Las Vegas, NV.

• Broker submission seeking high leverage for client. Athas Capital provided NO LENDER POINTS and approved and to docs with no changes in pricing or terms. Broker received 5% as requested upon submission!

$36,000.00 Cash Out Refinance on Non-Owner Occupied SFR in San Bernardino, CA.

• Broker submission for leverage on clients investment property. Athas provided short term 2 year interest only with no prepayment penalty. Appraisal came in much lower than expected and property was in rough shape! ? Loan amount lowered but no changes to terms or pricing. Broker received 3% as originally requested.

$25,000.00 Cash Out Refinance on Non-Owner Occupied Condo in Canoga Park, CA.

• Borrower direct seeking moderate leverage with a long term strategy. Athas provided long term debt with no prepayment penalty as requested with rate below 10%. Approved and to docs with no changes to any terms or pricing in 11 days from initial approval.

$1,350,000.00 Rate and Term Refinance on a OWNER OCCUPIED SFR in Venice, CA.

• Broker submission seeking a rate and term refinance on borrower’s OWNER OCCUPIED SFR in Venice, CA. Borrower had stellar credit but could not obtain traditional bank financing. Athas structured the loan with a rate and term refinance and a subordination of the balance of 1st lien holder to second position behind Athas new first position. Provided borrower with long term amortized financing with a short 6 month prepayment. Broker received 1% as originally requested.

• Broker submission seeking cash out for working capital for clients owner user light industrial facility. Athas structured this loan by paying off first lien holder and a portion of second lien holder structuring the difference with subordination behind Athas new first position. Borrowers had stellar credit but as usual could not obtain traditional bank financing. Athas provided a short term debt at 2 years. Borrower’s restructured debt and very happy with Athas solution. Broker received 2% as originally requested.

$700,000.00 Cash out Refinance with Stated Documentation on a Non-Owner Occupied SFR in Pismo Beach, CA.

• Broker submission for cash out refinance on their client’s investment SFR in Pismo Beach , CA. Borrower credit was decent however ACG offered high leverage in order to stop pending foreclosure on current debt. Athas turned this deal from approval to loan docs in 7 days. Borrower very satisfied and broker made 1.5%. Very quick and no changes from approval to docs on terms or pricing!
  

$553,500.00 Cash Out Refinance on Two Multifamily Properties in Dayton, OH.

• Broker submission seeking leverage for tax lien payoffs on borrower’s entire SREO portfolio. Athas provided short term bridge financing to clean this debt with a partial interest reserve while clients gear up to sell both properties. Borrower credit was average but Athas provided a solution with no change in terms or pricing from approval. Broker paid 2% as originally requested!
  

$500,000.00 Cash Out Refinance on a Non-Owner Occupied SFR in Santa Margarita, CA.

• Broker submission in which Athas offered a par (NO LENDER POINT OPTION) seeking low leverage on a Non Owner Occupied SFR. Although Athas offered a no point option borrower elected to take the lowest rate option below 10% with points. Athas Provided long term debt with amortization for clients needs. No change on terms or pricing from approval to docs and Broker paid 2% as originally requested upon submission.
  

$426,000.00 Purchase on a OWNER OCCUPIED SFR in Sand Diego, CA.

• Broker submission seeking high LTV on a acquisition for client’s Owner Occupied SFR in San Diego. Athas provided approval to loan docs out in 7 days with no changes on pricing or terms from initial approval. Although Athas offered a Par (NO LENDER POINT) option client elected to take lower rate with point option. Very quick and broker paid 1% as originally requested.
  

$400,000.00 Cash out Refinance on Non- Owner Occupied SFR in Los Angeles, CA.

• Broker submission for leverage on clients investment property owned in a family trust.(yes we lend to trusts). Borrowers had great credit and Athas provided long term amortized debt with NO LENDER POINTS. No changes in terms as always and broker received 2 points as originally requested. Same story as usual….very quick, no lender points, broker paid and satisfied!
  

$375,000 Purchase for OWNER OCCUPIED SFR in San Francisco, CA.

• Repeat broker submission for a repeat client of Athas seeking acquisition funding for their new Owner Occupied property. Athas provided long term amortized program with NO LENDER POINTS. Another satisfied broker and borrower that came to Athas for the second time for their funding needs. No points, no changes in terms, fast closing and all parties satisfied!
  

$357,000 Stated Documentation Purchase for a Non-Owner Occupied SFR in Tarzana, CA.

• Broker submission seeking short term bridge funds for a quick closing for an investment acquisition in Tarzana, CA. Athas provided high LTV on a 2 year interest only loan with no prepayment penalty. Approved by committee with no changes in terms, loan amount or pricing as usual. Broker paid 2% as originally requested upon submission.
  

$330,000.00 Finish Construction on a 4 Unit and 7 Unit Cross in Colorado Springs, CO.

• Broker submission in which Athas provided bridge funding for the finish of construction on a cross of two properties. Athas went to docs with no changes to terms or pricing except a HIGHER loan amount then initially requested. Athas constructed a moderate withhold and draw schedule and interest reserve to bring this property to completion providing bridge funding with a short term interest only loan. Broker received 5% as originally requested upon submission.
  

$300,000.00 Cash Out Refinance on Owner User Light Industrial/Warehouse in Leander, TX.

• Broker submission seeking moderate leverage on their client’s commercial property to payoff tax liability debt. Athas provided short term interest only bridge financing to meet client’s needs and exit strategy. Approved and to loan docs with not one single change in terms or pricing. Broker received 2% as originally requested upon loan submission.
  

$225,000.00 Cash Out Refinance on Corporate Owned SFRs in Jamaica, NY.

• Broker submission seeking very short bridge financing on corporate owned SFRs in New York for quick debt terms while client listed recently rehabbed properties for sale. Athas approved with no changes in terms from initial approval with the exception of working in an interest reserve for the term of the loan. Unfortunately title issues were uncovered post committee approval and title company could not insure prior transfers nor warrant insurance for Athas.
  

$160,000.00 Cash Out Refinance on OWNER OCCUPIED SFR in Los Angeles, CA.

• Broker submission seeking low leverage on clients owner occupied residence. Athas offered a NO LENDER POINT OPTION however took a slightly lower rate below 10% with only 1 point. Athas approved loan and to docs with not one single change from initial approval terms that client agreed to. Unfortunately borrower canceled after signing docs! Broker would have made 2% plus a 995.00 processing fee as originally requested. Go figure!

$150,000.00 Purchase Money on Owner Occupied SFR in Trabuco Canyon, CA.

• Broker submission seeking long term amortized debt for their client’s primary residence acquisition. Athas provided funding with no changes to terms from initial approval. Approval to loan signing in 9 days! Every satisfied and broker received 1% as originally requested!

$150,000.00 Cash Out Refinance on Non-Owner Occupied SFR in San Leandro, CA.

• Broker submission seeking high leverage funding for their clients investment SFR in Northern CA. Athas provided long term amortized debt with NO LENDER POINTS! Approved and out to docs in 8 days! Very quick and very simple with broker receiving 2% as originally requested.

$145,000.00 Cash Out Refinance on Mixed Use Property in Irvington, NJ.

• Broker submission seeking high leverage for cash out on Borrower’s mixed use property. Athas provided short term interest only terms as requested by broker. Athas provided an interest reserve to meet borrowers goals and exit strategy. Athas approved loan with no changes in terms from initial approval and broker received 3% as originally requested.

$125,000.00 Cash Out Refinance on Owner User Retail/Office in Merrion, PA.

• Broker submission seeking short term debt for Borrowers owner user retail store for working capital for borrower’s goal. Athas provided short term interest only terms as requested. Broker will receive 3% as requested. We have been out to docs for over two weeks and borrower has not signed waiting for a short pay for judgment on title. Tic toc, tic toc…..

$120,000.00 Cash Out Refinance on Non-Owner Occupied SFR in San Diego, CA.

• Broker submission seeking moderate leverage for their client on their investment SFR in San Diego, CA. Athas offered NO LENDER POINT option however client opted to choose lower rate and pay discount points. Loan out to docs with no changes of any kind and within 8 days from initial approval date. Very quick and smooth with Broker receiving 2.5% as requested!

$110,000.00Purchase Money on OWNER OCCUPIED SFR in Downey, CA.

• Broker submission for acquisition funding for Borrower’s OWNER OCCUPIED SFR. Athas provided long term amortized debt for this acquisition. Although Athas offered a NO LENDER POINT OPTION borrower elected to pay lower rate with 1% discount point. Out to docs with no changes in terms or pricing and only in 9 days! Broker received 2% as originally requested.

$104,500.00 Cash Out Refinance with Stated Documentation on Non-Owner Occupied SFR in San Leandro, CA.

• Broker submission seeking long term financing for their clients’ investment property. Although Athas offered a NO LENDER POINT OPTION the borrower opted to pay a lower rate with discount point. Nothing more to say…very simple and broker received 1% as requested!

$92,000.00 Cash Out Refinance on Non-Owner Occupied SFR in Riverside, CA.

• Broker submission seeking short term interest only bridge financing for client’s investment property. Athas provided a 2 year interest only term with No Prepayment penalty. Appraisal came in much lower that expected and Athas cut loan amount by 5k from initial approval. However borrower was short to close in which Athas raised loan amount 7k which was 2k higher than approval bringing LTV much higher – NO we did not change terms or pricing. Broker received 4% plus 695.00 processing fee. Borrower and broker thoroughly satisfied and now their owner occupied property is with us in processing!

$85,000.00 Rate and Term Refinance on Owner User Commercial in Los Angeles, CA.

• This was a repeat borrower in which Athas provided a rewrite for the client improving their old rate and providing longer term. Great borrower and Athas saved the day!
  

$80,000.00 Cash Out Refinance on Multifamily in Chicago, IL.

• Broker submission seeking long term financing for their clients apartment building in Chicago, IL. Athas provided a long term amortized term on this commercial property and offered a 1% cost option. Client opted for slightly lower rate with 1% discount point and Athas approved loan with same terms as initial LOI. Everyone satisfied and broker received 2% as originally requested.
  

$75,000.00 Purchase money on Corporate Owned Investment SFR in Red Feather Lakes, CO.

• Borrower direct seeking short term bridge for this fix and flip acquisition. Athas provided 1 year Interest only term with no prepayment penalty to meet clients goal and exit strategy. Nothing more to say – very simply.
  

$70,000.00 Stated Documentation Purchase for a Non-Owner Occupied Condo in Mammoth Lakes, CA.

• Broker submission seeking purchase money funds for their clients investment acquisition. Athas provided short term 2 year bridge with no prepayment penalty. Approved and to docs in 8 days with no changes to terms or pricing from initial approval. Broker received 3.15% as originally requested upon loan submission!
  

$65,000.00 Stated Documentation Cash Out Refinance on Non-Owner Occupied 2 Unit in Santa Ana, CA.

• Borrower direct seeking leverage on their 2 unit investment property in Santa Ana, CA. Athas provided short term interest only loan with no prepayment penalty. Approved and to loan docs in 7 days with no changes in terms or pricing as usual! Needless to say borrower came back to Athas for another cash out refinance for another property in which Athas is providing NO LENDER POINTS on a long term amortized loan(currently in processing).
  

$50,000.00 OWNER OCCUPIED Purchase on a SFR in Rio Linda, CA.

• Broker submission for their client’s primary residence acquisition in Rio Linda. Athas provided long term amortized debt with NO LENDER POINTS. Broker would have received 2% as requested. Athas went to docs at same terms as initial approval and Borrower canceled. Go figure?
  

$50,000.00 Cash Out Refinance on Non-Owner Occupied 2 unit in Los Angeles, CA.

• Broker submission seeking low leverage for debt consolidation on their client’ s free and clear 2 unit investment property. Athas provided long term amortized debt and out to docs from approval in 9 business days at same terms and pricing as approval. Although Athas provided a NO LENDER POINT option the client opted to take lower rate with a discount point. Broker received 5% as originally requested.
  

$40,000.00 Cash Out Refinance on Non-Owner Occupied SFR in San Leandro, CA.

• Broker submission seeking low leverage for their client’s investment property in Northern CA. Athas provided short term interest only financing with no prepayment penalty. Approved and out to docs with no changes in pricing or terms at a rate in the low 9s . Broker received 1% as originally requested. Very simple and very inexpensive!
  

$38,250.00 Cash Out Refinance on Non-Owner Occupied SFR in Salinas, CA.

• Broker submission seeking low leverage on their client’s investment property. Athas and broker moved extremely quick and ready to take to committee within a week from approval. The private lender we were paying off played a lot of games and slowed the process for everyone. Needless to say Athas went to docs with no changes on terms or pricing. Broker received 2.50% as originally requested.
  

$25,000.00 Cash Out Refinance on a OWNER OCCUPIED SFR in Chula Vista CA.

• Borrower direct refinance seeking low leverage on their Owner Occupied property in Chula Vista, CA for home improvements. Borrower had great credit and Athas provided long term amortized financing at low points and rate. Athas went to docs at same term as initial approval with no changes. Very quick and of course simple as always!!