I am very happy that Athas Capital saved a deal that Citadel at the last minute wouldn't fund. To add insult to injury, after Citadel would not fund the loan, they would not reassign the appraisal to Athas Capital so that Athas could fund the deal and help my buyer. THANK YOU ATHAS for coming through when your competition couldn't!

Referral Lending Inc.
Michael Crean

Athas Capital Group Inc. Is An Excellent Direct Lender! I found this wonderful, legitimate lender through a heavy google search and out of about 15 companies, I chose this one. I really enjoyed the services provided to me by Melonie Vincent, who is an experienced Account Executive with 18 years plus of experience. She has an excellent personality and we clicked together right away. By having Melonie as my Account Executive, I felt like I Hit The Lottery! She was very attentive, hard working, loyal and caring towards me as her client. She made sure that I was prepared and ready to get this loan processed in a timely manner and held my hand throughout the Successful Process and because of her, I closed my loan within three (3) weeks. If You are looking to refinance your rental property, commercial property or retail property, then you can contact Melonie V. at Athas Capital Group Inc.

Howard Shore

Hi Stuart,

The loan proceeds were just wired into our account. Please thank your team of processors and underwriters for a professional and speedy delivery.
We look forward to working with your company again.

Kathy Mateju, Broker
Hilltop Realty
(818) 424-5237
Lic # 00947545

Marc Noddle has been very prompt and delight to work with. He moves like lightening, thinks outside the box, professional, a great communicator and finds good solutions to meet the client's objective. This is like my 12th loan and he is the best I have worked with.

T. Cossar

Thank you everyone for all the hard work on this file getting the docs redrawn. Looks like the notary is signing them at the Buyers workplace. We should be bale to fund in the AM and record tomorrow. Couldn't have done it without this 5 star team. Never expect there NOT to be problems. But do love it when I find problem-solvers working on my team. Thanks again.

Laura A. Simmons
Broker Associate
CalBRE LIC # 00925654

Coldwell Banker Residential Brokerage

Thanks again for your and Sohee’s help on my bank statement loan, it was done very quickly and efficiently. I found the experience to be the most a broker can ask for, fast, friendly, knowledgeable, and responsive! Athas is now my go to lender for all of my A paper fallouts!

Great working with you both!

Mark Detloff
Sr. Loan Officer
Capstone Mortgage Company

Patrick and Sohee are very professional and enthusiastic people to work with. They are courteous and prompt with my borrowers and I trust them to do the things they say they will do. Both are very knowledgeable about their programs and really are a benefit to me and my business.

Greg Lira
Academny Mortgage Corporation

Thanks Patrick,
You guys did a good job and I appreciate your personal help. It's nice to have a rep that gets involved.

I will definitely let my branch know of the positive experience I had and hopefully get you some more business.

Brian Szabo
Branch Manager
Peoples Mortgage

Hi Patty and Amali,

Thank you for the great work on James. I enjoyed working with you and look forward to our next $20 million.

Thomas L. Testa


I have been working with Marc Noddle at Athas Capital Group for several months now, and have been much impressed by the competence and professional manner which he has consistently exhibited and put forth during the time we have worked together. I am grateful for the chance to work with him.

As a Broker representing several clients and their related financing requests….each with their own set of challenges and unique circumstances, I have noticed that Marc carefully seeks out the strengths and merits of each transaction, and inevitably finds a workable, practical solution to each one of them. I am confident that a thorough, careful review and analysis, and every consideration has been, and is being given to each of the financing requests that I have submitted…including the one that Marc is considering and reviewing now, at this time.

No matter the dollar-size or specific transaction-related complications, Marc consistently shows deep respect for the prospective Borrowers and all parties concerned, and gives each financing request the attention….usually, immediate attention, that each request deserves.

Along with my clients, we are quite confident that we are in good hands with Marc.
And we are indeed looking forward to our continued association, and look forward to successfully closing and funding each financing opportunity with Marc and Athas Capital Group, Inc., at the earliest possible date.

Berri McBride

“Barry, we are keeping your information on file for future clients. You and your team have been great to work with, and we would love to have the opportunity to work together again”.


Stacey Paulson
Team Dawson, Office Manager/Transaction Coordinator

Multi-Million Dollar Producer!

I want to personally thank you and your team at Athas Capital for the tremendous effort in getting this loan closed. The other loans we've previously closed with Athas Capital were relatively less challenging than this one, but you and your team, including Brian O'Shaughnessy, have earned my praises and my future business because of my experience with this loan!

Thank you

Eric M. Relos
Commercial Mortgage Loan Advisor

We just closed a Purchase transaction with Patty Kennedy of the Athas Capital Group. Patty made the process quick and hassle-free, they did exactly as promised and in a very timely manner. Overall I was very satisfied with the customer service and definitely look forward to future business with Patty Kennedy and her team. Greg S- Premier Lending Group.

Greg Saffer
Reverse Mortgage Specialist.
Premier Lending Group
Broker BRE # 01271540
NMLS Licensed # 839305


I spent about 2 minutes on your website looking for a way to post a testimonial but then my ADD kicked in. Can you pat yourself on the back and post this for me? Thank you again for all of your hard work. It was a pleasure working with you.

I have purchased approximately 10 homes over the last 15 years and I have to tell you that my last one was the most enjoyable. Patty Kennedy was the most responsive, accurate, and friendly person I think I’ve ever dealt with. If you are looking for someone to “drive” the process with efficiency and put you in a position to close early, I would recommend her to anyone! Thank you Patty.

Enterprise Fleet Management
Gregory J. Murphy ‘Murf’

A re you amazing or what. you are so caring and professional. I can't rave enough about you and your company!

Lara Monica Magallon

Hi everyone,

I just wanted to write a Letter of Appreciation expressing how great it is to work with professionals, such as yourselves.

Chris- Thank you for always answering my questions in a timely fashion.
Alan- Thank you for your diligent work while processing this loan, and for the updates.
Yvonne- Thank you for reaching out personally, as opposed to email, when gathering required docs and signatures.

It was a pleasure doing business with you, and I look forward to a long-lasting business relationship with ATHAS Capital due to all your efforts.

Have a great weekend!!

Best Regards,

Prasad Vadlamani
Branch Manager (Dallas)
Arcus Lending Inc.

Nick thanks for all your help answering my questions and for being available at all times. Your programs and pricing are designed with common sense specially the Sub-Prime program and your monthly special! WOW!!. Nick you get the job done when the other guys cant and my clients couldn’t be happier. I am very happy to work with Athas Capital. Everyone in this company have a great attitude! The current loan we have in process is running smoothly and I hope to close lots of loans with you guys in the future!!!

Best Regards,

Joan Gallardo

Residential Mortgage Loan Officer

“Working with Athas, particularly Barry and Tonyelle, was great. They helped us close our purchase loan 10 days early! The process was simple, common sense, and low on conditions. We will be sending Athas more loans again soon. I highly... recommend them as a solid wholesale loan solution.”

Glenn L.
U.S. Capital Real Estate Loans & Services, Inc.
Colorado Springs, CO

Hey Marc (ALL) ,

I just wanted to thank you Marc and also say I was sorry that the second loan did not close. You went above and beyond to get the second one out so quickly. This borrower is not aware of the chance he was getting to get these loans as this is NOT something that is just done everywhere. Again I will send my business to you again and truly appreciate the smoothness and updates of the process, thanks and take care.

Kathy Gaitan
Sr. Mortgage Banker
LeaderOne Financial Corp.
NMLS 270778
Killeen, TX

This was a loan with plenty of drama. But when the final curtain fell, it was a happy ending. I appreciate your calm professionalism throughout the process. I especially appreciate how few times my calls rolled into your voicemail. You were always very responsive and friendly. I am thrilled that my client obtained such favorable terms on such a difficult deal involving an owner-occupied residence. Athas was one of a handful of lenders that would even consider investigating this opportunity. You are now my go-to private money option.

Best of all, I now have a client who thinks the world of me and will recommend me to all his friends.

Many thanks to Yvonne, Brian, and you for making all this happen.

Warmest regards,

Profundium, Inc.
Los Angeles, CA
Working with Patrick and Tonyelle has been such a great experience. Both were great communicators and quick in their response time. Will continue to do business with them in the future.

Shawn Griffin
MAE Capital Mortgage Inc.
4940 Pacific Street
Rocklin, CA 95677

I was able to obtain my dream house for myself and my fiancée with the help of Athas Capital Group.

I was referred by my financial partners at Marcus & Millichap Capital Corpoartion, Robert Hodge and Amber Vera out of their Long Beach, California office, who knew I had a short time to make a purchase and get quick funding for our future home. They recommended Patty Kennedy, the account executive at Athas Capital Group. She handled my account and walked me through the loan process. She was very professional and helpful explaining the loan process and what had to be done and in the most expeditious manner. She was in contact with me constantly letting me know what was needed and when. She was able to obtain a great loan at a good rate that fit my budget and made me feel very comfortable with the process. We closed our loan today and my fiancée and I are very happy and realize we never would have obtained our dream home without Athas Capital Group.

Fred Lack
Culver City, CA


This was a loan with plenty of drama. But when the final curtain fell, it was a happy ending.

I appreciate your calm professionalism throughout the process. I especially appreciate how few times my calls rolled into your voicemail. You were always very responsive and friendly.

I am thrilled that my client obtained such favorable terms on such a difficult deal involving an owner-occupied residence. Athas was one of a handful of lenders that would even consider investigating this opportunity. You are now my go-to private money option.

Best of all, I now have a client who thinks the world of me and will recommend me to all his friends.

Many thanks to Yvonne, Brian, and you for making all this happen.

Warmest regards,

David Barulich
Profundium, Inc.
1041 Rutland Avenue
Los Angeles, CA 90042

I just wanted to say thank you to Patrick, Alan, and Yvonne. You make a wonderful team, you were all easy to communicate with and were very straight forward with timelines. We just closed a loan that many thought could not get done. After our current lender pulled out of the deal at the last second, I found Athas and Patrick. Not only did they do everything they promised, but did it in a timely manner. We were able to close and the seller's agent was so impressed that he is going to start using me as a referral. Thanks again guys for all your hard work on this one. You will be my lender of choice going forward on these types of deals.


Joshua E. Wilson

Broker NMLS 318324 & 399166
All Solutions Lending

I would like to let you know what a fantastic employee you have in Tonyelle Mathis. She is both personable and professional which is a hard combination to find these days. since all of our business is now done via computer and phone it is refreshing to find a person that truly cares about the customer.

She is a compliment to your organization.

Diane Wendorf

Hi, I just wanted to let you know that the entire process was amazing and Scott was so instrumental in making sure it was a smooth process. He was always available when I had any questions and he is very knowledgeable and very helpful. Athas is a great company to work with and I will definitely use Atlas and Scott again!!

Thanks again!

Debi Copfer
Mortgage Loan Officer
Vintage Lending

Patty & Yvonne, you are both very good at your jobs! I thank you all for your help. I will pass the word on to the borrowers.
They will be very happy.

Be safe on Halloween.

Hughie Thomas

Athas Capital, and especially our Account Executive, Patty Kennedy, rock! Their team went above and beyond to get this loan funded quickly for our client.

Kathleen Maus
Excel Realty & Mortgage

This is my first loan with Patrick Delbuck and it went smoothly on his side. All of his team was quick, responsive and helpful. It was a pleasure to work with Patrick and his team. We look forward to the next.

Cristina Zepeda
CFC Mortgage Bankers

DRE: 01374380
NMLS: 279315

Hello Brian:
I recently started working with Scott Chaney and would like to say that my experience has been quite pleasant to say the least. The first two deals with Athas have gone smoothly from submission to closing. Scott is always fast to respond, never forgets anything, and is a pleasant person to work with. He certainly goes above and beyond what I have experienced with other account reps. Yvonne is great to work with as well! Many more deals to come from our firm to yours, thanks again!

Michael Fink
Managing Director


Thank you for making our communications and transactions such a breeze, your professionalism and prompt response is greatly appreciated. We have closed and look forward to closing even more deals with you!"

Reza & Delania Tak
Tak & Associates Lending
Laguna Hills, California 92653

Hello, Patrick:

It was a very good experience working with you on the Zhang file. You have been very helpful during the processing of this file… I really appreciate that very much… thank you… and looking forward to working with you soon…

Victoria Wang
DRE# 01365019
NMLS# 235068
Apple Direct Funding
Thanks Patty and Yvonne!!!! You were both great in helping get this loan funded in a short time!!!

Paul A Evangelatos
Broker Associate/Senior Mortgage Specialist
Building Capital, Inc.
CA DRE # 00907431
NMLS # 299733
When I originated the loan with Athas Capital my Rep Patty Kennedy was on vacation. I submitted the loan and within minutes I received a phone call from the owners Kevin and Brian. They allowed me to work directly with the underwriter to get my loan approved. Once Patty Kennedy returned from vacation she jumped right in and made sure there were very few hiccups for the duration of the transaction.

Mark J. Hamilton
Loan Officer

Patrick: I would recommend you to any of my other clients or anyone else who is looking for a good private lender to finance the purchase or refinance of a SFR or investment property. I took my client to three other lenders in Texas whom all declined to fund. Then, I called you when I found out that Athas also loans in Texas. Everyone at Athas including yourself were very helpful in working with my client and myself to get the loan in a position to fund by March 1th. The same client, another investor and myself are putting a partnership together to do house flips and for long term investment in the Fort Worth area. Patrick, you will be the first one I will contact for funding our real estate transactions.

Thanks for all your help,
Gerald "Jerry" Murray
Newport Beach, CA 92658

Hi Patty,

You were great to work with! That was the best hard money experience I’ve had. Look forward to our next deal together (and getting this loan paid off with a conventional loan, frankly!).

Thank you for everything!


Christopher Patrick King
CPK Mortgage, Inc.
8921 S Sepulveda Blvd. Ste. 203
Los Angeles, CA 90045
Hi Patrick,

I was extremely satisfied with your service and for sure we we’ll have future transactions together. You have kept your promise and your response was fast, and very satisfactory.

I am looking forward to another good experience with you and your company.

Thank you, Fred

FRED SHOKOUFI, R.E. LIC. # 01053024

Hi Patrick,

Our first transaction with you and Athas was great. Thank you for taking us from start to finish and getting a pretty tough scenario closed.

I look forward to more in the future.

Taum Hemmingsen

Alan and Steve,

I must thank you for all the time and effort that you put into getting the loan to the quality control committee. I am really sorry because I know you both rely on the commission earned from each transaction.

I am very satisfied with your high quality service and your integrity. I will refer you to my friends and family for any future business.

Again, thank you.


Hey Brian and Marc – I’d meant to send you a quick note earlier in the year, forgot and remembered again when I got my 1098 from you. Basically, I wanted to thank you guys for the good service and product you delivered to us. I had never dealt with a “hard money” lender before and, just to be blunt, didn’t know if I could trust you. I was nervous about what surprises might come up during the process. I know I made Marc a little crazy making sure the i’s were dotted and t’s crossed to my satisfaction. Bottom line, you delivered exactly what you said you would, you did it quickly and with very good service (with no surprises). You bridged us through a period of time when we unable to get conventional financing and I appreciate that. Thanks again for the service.

Best regards,
Ken Duffield


Thank you for not cutting the appraisal. Also thank you to you and Pam for closing this transaction expeditiously and with ease. Both you and Pam have been very helpful during the process with any questions or needs that we have had.

Thank you,

Brent Chambers
CBC Lending
1501 Dublin Blvd #200
Dublin, CA 94568
Ph. 415.860.4117
Fax. 866.389.2746

Dear Patty & Yvonne,

I would like to sincerely thank you both for working diligently and being very professional on this file. This way my first interaction with your company, everyone involved superseded all of my expectations.

Brian is very lucky to have you on this team. It was truly a pleasure working with you and I look forward to closing many more deals with your company.

Have a great weekend and thanks again!


Dear Marc,

Just a short note of thanks for your good work in closing my funeral home refi.

My client was delighted with your fast turnaround, professional underwriting and timely funding. Obviously, the no-upfront-fees policy was instrumental in getting this done with a minimum of customer stress.

Please also extend my thanks to Yvonne for her good work. I’ve got a happy client and a nice commission check. Life is good. I’ll have some more files for you shortly.


Gordon D. Sidford
Sidford Commercial Funding LLC.

Its been great working with you guys on this deal. I owe you the thanks. And more importantly, I feel we can work together on future deals. I hope my new investment in marketing works and I have many more opportunities to call on you.


Allen Mansour
Broker Associate/ Direct Lender
First Wholesale Lending, Inc.
25020 Avenue Stanford, #180
Valencia, CA 91355
818-324-6266 M
661-775-0201 Fax
NMLS# 345182
Hello Brian, initially I went on to your website looking to add to my commercial hard money lender database. As you know many hard money lenders have gone belly up and closed up shop over the last few years so I am scrubbing my existing list as I do twice a year. The more I went through your site the more intrigued I became on your company's unique style of branding. The animated characters you utilize to speak about your programs, FAQS, etc. is absolutely brilliant.


Eric Lynn
Daybreak Commercial Financing
2716 Old Rosebud Road
Suite 210
Lexington, KY 40509
702-234-4410 P

Brian ,Yvonne, and Mike,

Thanks Guys. I really appreciate the speed and attention you gave this file.
She is very happy!


Marcus Carter
GNT Financial Services Corp.
5909 Severin Dr.
La Mesa, Ca. 91942
Phone: 619-668-1500
Cell: 619-871-9176
Fax: 619-668-1501
Email: marcus@gntfs.com
Website: www.gntfs.com
NMLS ID: 307420
* Private Money Lending and Investments.

Hello Brian,

I just wanted to drop few good words about my latest experience with Athas Capital.

I recently purchased a home in San Francisco; my agent referred me to Marc Noddle who helped us in the process. Our timing was extremely tight, my financial situation was difficult, and it was important for me to get the house for my family.

Marc Noddle listen very well to my needs, he made sure my paperwork is filled in timely matter, he gave me clear instructions of what to do, he was accessible, via E-mail and phone. Your organization is lucky to have him.

If you have any questions please call me or e-mail me anytime.


Thank you Brian. Your service has been incredible. We are sending you more loans for sure.

Kathleen Kaylor | Territory Manager
Capital Solutions Financial Group, Inc.
3333 Michelson Drive Suite 750 Irvine | CA 92612
NMLS # 383225
DRE # 01864573
DIRECT 866 602-3884
CELL # 714 381-4266
OFFICE 866 550-8873
FAX 949 273-6106
I have been in business for over 20 years and I am happy to finally find a company like ATHAS. Between Marc, Yvonne and staff, we were able to close a $1.5 million loan. I look forward to working with you on many more deals.

Thanks for your hard work and determination.

Joseph Failla

Mr. Joseph Failla

Hi Brian and Yvonne:

Thanks for all your help in closing these two loans for my client, Mr. Abootalebi. I appreciate your assistance and professionalism.

Donny Amini
V.P., Branch Manager
First Banker Mortgage
17525 Ventura Blvd, No. 103
Encino, Ca 91316
PH: 818/986-3900 Ext 203
Cell: 818/462-7700
Fax: 818/986-7520
DRE Lic No. 00970615 NMLS ID NO. 247868
Company NMLS 380213

Thanks for the smooth Transcation.

Amardeep Singh (Bobby)
Realtor/Loan Broker (DRE # 01357217)
Statewide Realty & Mortgage // www.StatewideTeam.net
2260 Park Towne Circle. Suite 102
Sacramento, CA 95825
(916) 712-2735 - cell
(916) 679-5986 - fax
Thanks for the work on the loan Yvonne (& John). Athas delivered a loan at workable (and affordable) terms. Daisy chains are one thing that we at Winchester McGee avoid with private money loans since that drives the costs too high for the borrower. I do appreciate that Athas solved that problem and the LOI was followed through without major changes. We do not broker a lot of loans like this but will keep in touch with you for the next one.

Eric Russi
Winchester McGee Financial
Phone: 916-631-0300 x227
Email: erussi@winchestermcgee.com
Proud member of the California Association of Mortgage Professionals
NMLS #271929

thanks everyone for making this happen!!!! all of the hard work is much appreciated!!!
Thank you

Amber Schoonover
Office Manager
619-334-1012 Phone
619-334-1393 Fax


Thanks for all your help with my recent transaction. You all were very professional and helpful as we were very limited in the amount of time we had to fund this file. I greatly appreciate what you called "a fire drill" to get this loan closed and know the borrower is grateful for helping avoid further issues with his property.

I will recommend and use Athas Capital again. Thank you to John, Kevin and Yvonne as well.


Budd Malchus
(661) 904-1826

Hi Ken:
Thank you for the efficiency with which you and your support team handled this deal. I have been actively involved in the real estate business for more than 30 years – as an attorney for over 20 years. You are by far the “straightest shooter” I have met during that time. You did what you said what you would do with an unusual deal, and did it with amazing speed and efficiency. Among your California team, Yvonne Runyan was especially impressive.
I definitely recommend Athas Capital Group as the number-one choice for private mortgage loans.
Best regards and thank you,

Mary Anne

Mary Anne den Bok, Esq.
Law Offices of Mary Anne den Bok
8033 Sunset Blvd., #403
Los Angeles, CA 90046
Phone: 310 210-2901 323 650-5584
Fax: 323 650-7636

Athas Capital Group
Attn: Brian O’Shaughnessy

Awesome job on our Brady loan! That was the fastest closing we have had in a long time. You kept true to your word and it was completed in record time. It was our pleasure working with both you & Yvonne Runyan and we look forward to our next deal.

Thank you!

Tere Gonzalez & Carlos Sanchez
Carlos M. Sanchez & Assoc., Inc.
9201 Wilshire Blvd., Ste.101
Beverly Hills, CA 90210
Off 310-278-4812

To Whom It May Concern:

I borrowed twice through Athas Capital. Their service was prompt and professional.

Dr. M. Ala, Owner
5565 Riveria Walk, Long Beach, Ca
Marc Noddle and Athas is one of the best and most professional people in the industry. He provides great customer service along with reachability and great knowledge of the lending industry. We would always recommend Marc and Athas to any other brokers but don’t close to many loans with these other brokers?


J.C. from California

Hi Kevin, It has been a crazy week. I am sorry I did not get back to you soon.

Thank you and Yvonne for such a smooth professional transaction. In my book, there is no other place to look when I have customers in need of Private Money. Your services are fast and communication is excellent. Most of all, the deal went down just as it was presented to me and the buyer. No hassles and no surprises.

Thanks again

Enrique Braunschweiger

First West Financial.

Brian I am extremely Thankful unto Athas for Funding my project. It has been a humbling experience to work with such professionals that still care. l am well pleased and privileged to partner with Athas.
Henry Avalos

Owner of Divine Homes
13870 foothill blvd
Sylmar, Ca, 91342

Hello Brian,

You did give us the heads-up the other day and I appreciate the compromise and expeditious approval from your committee. Even though the amount is reduced, I want to close this deal quickly so we can move on to more deals together. 5714 international will be in full operation soon and hope that would be the next one up! ?

It’s been a pleasure working with you, Mark and Yvonne.. Great team you’ve got there!!

Alice Tse, DRE Broker 01812673 / NMLS 356286
InnoVisTech Realty Co. Brokerage# 01869908 / NMLS 356761
570 O'Farrell Street, San Francisco, CA 94102
Cell: +1 650 576 2968
Office: +1 415 963 4418 ? Fax: +1 415 738 8119

Hello Brian,

Thanks for funding the Garcia loan in a timely matter as promised and not lowering the loan amount or re-pricing it due to the lower appraisal. It was greatly appreciated and a pleasure working with you .


Edward Garcia
3108 Cherryland Avenue
Stockton, CA 95215
Phone: 209.952.2145
Cell: 209.483.4703
Facsimilie: 209.320.0700
Email: edward@fidelitymg.com

Mark Epstein and Athas Capital Thank you so much for your help. I called in a panic needing an immediate response in order to keep a client happy. I did not expect the great service I received from your team. After walking me through the submission I received an answer in 1 hour. The response was a Letter of Intent and even my customer was stunned by the quick response from Athas. You get first choice at all deals that fit your program.

Thank you for the opportunity,
John Severino
City Lights Financial
818-991-1310 #306
dre # 01016807

Many thanks to all those at Athas Capital Group who recently funded our Anderson file. Brian and Yvonne were very professional, proactive and stuck with this file even when it looked like it was going sideways. They found a way to make it happen and have convinced me to submit my next deal to them.

Jeff Markell
Broker / REALTOR / Mortgage Consultant
Geneva Real Estate & Investments
4029 Westerly Pl. Suite 201-B
Newport Beach, CA 92660
949-261-6585 phone
949-261-6545 fax
Corporate DRE License #01849379
Corporate NMLS #296090
Individual DRE License #01211668
Individual NMLS #224196
An Equal Housing Lender

Hi Kevin,
I do want you to know how grateful I am in making my loan possible. When I look back at the process and at how reassuring you were, it was just a matter of how quickly I could provide you with the necessary information. You and Yvonne were on top of everything, so much that the loan was done in 23 days! Athas Capital honestly saved me from a financial disaster.

Again, Sincere thanks sooo much.

Paulette Giron

Hi Brian,

Thank you for closing the loan yesterday! Very much appreciate the professionalism of your team.

Alice Tse, DRE Broker 01812673 / NMLS 356286
InnoVisTech Realty Co. Brokerage# 01869908 / NMLS 356761
570 O'Farrell Street, San Francisco, CA 94102
Cell: +1 650 576 2968
Office: +1 415 963 4418 ? Fax: +1 415 738 8119

Hello Yvonne,

I want to thank you for all your hard work in making this happen and being able to close on time!

Susanna Khachatryan
Office Manager
SPK Realty
Phone: (661) 823-8887
Fax: (661) 885-4141
"It was a pleasure working with Athas Capital Group on the close of 2 difficult transactions. Athas delivered the terms of the deal, regardless of what was discovered during the course of due diligence. Brian closed the deal in an efficient and expedient manner and we look forward to working with Athas again on our next deal."

Edward Kim
Verona Capital Markets Inc.
1801 Avenue of the Stars | Suite 701
Los Angeles, CA. 90067
T: +1 310 691 1970 ext 112
F: +1 310 691 1978
M: +1 310 869 8833
Email: edkim@veronacapitalmarkets.com
DRE License #: 01424073


Mark Epstein,
I want to thank you and Yvonne for the manner in which you handled my loan at Athas. The professionalism and speed in which you guys worked is something to be proud of.

While it was a small loan you gave me excellent service.

There were no surprises along th way and my client is also grateful. You can expect other loan opportunities as they come up.

Keith Kennedy
Kennedy Mortgage Corp.
2075 Hidden Hollow Lane
Henderson Nevada 89012
702-283-4050 cell
888-407-6111 X 1
702-446-8150 e fax
CA DRE LIC # 00983584


It’s been a couple of weeks now and I think the ink is dry. LOL
I wanted to thank you and your team for all of your attention to detail and diligence in closing the Meza loan.
Just think, you only worked on it for 2 months, I on the other hand, got a full 2 year term.



Patrick Kibby, CA DRE #00876792
Keller Williams Realty-Hollywood Hills/Sunset
Realtor/Broker Associate
8560 W. Sunset Blvd., 3rd Floor
West Hollywood, CA 90069
Tel: 323-656-5626 / Fax: 310-984-8798


Thank you for the quick service, fair rates, and transparency on cost that Athas Capital provides. The process was straight forward and exceeded our expectations. Look forward to seeing our business again and again.

Thank you,

LinkedIn Recommendations

Mark Sterling Epstein has endorsed your work as loan officer at title west mortgage.

Dear Brian,
I've written this recommendation of your work to share with other LinkedIn users.

Details of the Recommendation:
"Brian O'Shaughnessy is an original "mentor" of mine; originally met at Title West. I would not hesitate ever in highley reccomending a true professional with the greatest back room set up in our industry . You are only as good as the people behind you and Brian ensures success because he has great 'model' and platform in which you can succeed and attain personal growth. He is a fun person to work with as well. Things happen for the better when Brian is around."

September 21, 2010

Dear Brian,

I just wanted to send you a note of thanks for hanging in there with us on the Powell loan out of Brooklyn, NY. We appreciate all of the time and effort of you and your staff. Once the borrowers did their part, you all moved with professionalism, speed and efficiency. Unlike a lot of lenders who talk a good game, Athas Capital actually delivers. I plan on sending more business your way.

Andre’ Tynes

160 West Foothill Parkway
Suite 150 – Box 66
Corona, CA 92882
(909) 731-2013


I felt compelled to write to complement you and your staff at " Athas Capitla Group " for understanding my particular needs in a timely manner, walking me through my first successful investment! you have made this a pleasant experience. Thank you very much for everything.

Christina Gutierrez
Liberty Mortgage Bankers
765 The City Drive South #450
Orange , CA 92868
714-663-1700 Office
714-845-9230 Fax
Thank you very much for the help on this deal and the good comment on me.
Keep in touch and Yvonne, thank you for your hard work.
Will talk to you again.


Dajong Jong
Senior Loan Officer

Jong Mortgage Group LLC
900 Chapel St Suite 620
New Haven, CT 06510

P. 203.404.3203 ext.112
F. 203.404.9924
C. 203.520.2564

I would like to take a moment and Thank you both, Yvonne and Kevin for making the Loan process easy for me! Thank you for answering my questions and helping me ease! You both worked very hard to make the closing date and I appreciate it. I would recommend using Athas to anyone who like myself have equity and need cash quick, thank you.

Elizabeth Matos
RPI Design Studio
8810 Commodity Circle, Suite 21
Orlando</? > ,Fl.32819
Office : 407-286-2986
Fax : 407-286-2990
Website : rpidesignstudio.com

You guys were AWESOME!!! Very pleasant experience! Easy and Fast!!! Thank you so much for funding this loan! Looking forward to doing another deal with you guys soon!


Jamie Gallegos
All State Homes

37167 Avenue 12 #5B
Madera Ca 93636
559-392-2242 Cell
559-645-0249 Office
559-354-0923 FAX
Agent DRE License # 01299367
Broker DRE License #01808982

Hi, Kevin:
Thank you very much for your help on this bridge loan. I like your company's clear rate sheets upfront, and good service, especially your loan processer, Yvonnye, who took extra mile to answer all my question and work out diligently to get payoff statement revised several times.
Kevin, I appreciate your sincere and quick response. I would recommend any one who needs this type of loan to you. You are one of the most professional loan officers I have been working with.
Thank you Kevin. Thank you Yvonne!

Gloria K Yabe

Athas Capital is by far the best lender I have ever worked with. In these turbulent times in the loan industry, it was very comforting to work with a lender who worked as an extension of my office and got the job done. Their attention to detail and follow up was unparallel to others. Bottom line my deal was promised to be closed in two weeks and it was with a day to spare. Thank you Athas Capital!

Winston Hardson
Broker, Los Angeles

Hi Brian,

I just wanted to take a moment and send you feedback on my experience with your group, as I just closed my first loan with your company. I have to be honest, when I initially started the process, I was a bit uneasy and confused over alot of things that were initially requested, (like the deed), but I got all the required information for the initial underwriting approval and we got the ball rolling. It was a very nice deal of 47% LTV, with a very strong client. Even after the initial approval, I was not 100% sure I was going to keep the loan with Athas, based on how I had to obtain my fees, and a couple of other things. That is when I had the absolutely, wonderfull experience of working with Yvonne Runyan. When I began working solely with her, I began to feel like I was working with a true Professional. I have been in the financing arena for over 15 years, and between corporate america and my personal businesses, I have worked with and managed hundreds of people, (probably more like thousands) and very, very seldom have I have the pleasure to work with someone as stellar as Yvonne. From her guidance, help with all the loan issues, timely response to all correspondance, she made the process of getting the deal done, a truely great experience. I never once felt like she was not 100% on top of everything, and that we would not get the job done. I even had one of my private lenders come to me with a better proposal than Athas had, (which I would have made 2 more points on for myself, since he only wanted 2pts for himself and Athas was charging 4pts), but because of my experience with Yvonne, I kept the loan at Athas and completed the process. How many people do you know, that would pass up 5k extra solely because of the individual they were working with. Well, Here is one person who did. With that said, and not to ramble on, I just wanted to let you know how great of an employee you have there in Yvonne, and because of her, and her efforts, I had a tremendous experience with Athas Capital, and look forward to doing much more business in the future. If you have any sort of employee recognition for their efforts, please put Yvonne at the top of that list, as she deserves it. Thanks....



Marc E. Mylonakis
Mylo Enterprises
Phone: 413-241-6560
E-Fax: 888-805-8469
Cell: 413-575-1126
Email: marc@myloenterprises.com
Skype: marc.mylonakis

"Success is not a goal, it's a Necessity"

Hi Brian,

Dean said you were in our area and stopped by to see him and the project. Hope you were encouraged by the progress and etc. From our perspective, Athas has been great to work with...thank you.

John Metzler

Metzler Contracting Co. LLC
Ka'upulehu Land LLC
Mahukona Ranch LLC
Phone (808) 889-0581
Fax (808) 889-5567
I have been in this business for over 10 years and have heard a lot of lenders make promises to get your business but then don’t deliver. That was not the case with Brian and Yvonne at Athas Capital. When I emailed Brian about my commercial loan he looked over the 1003, told me his terms and that he would close the loan, 35 days later the deal was closed. It was a pleasure to work with Yvonne and Brian truly professionals from top to bottom. If you need a commercial deal done and it makes sense, they will get it closed.

William G. Beadle III
Century Choice Mortgage
430 Main Street
Reisterstown, MD 21136
410-558-6364 FAX


I want to thank you for always getting back to me so quickly with my submissions. I just started sending deals your way at the beginning of May and I am totally impressed with how quickly you and Yvonne closed my first 2 deals!

My clients also are very thankful for the speed in closing since both clients were under extreme time pressure. One client had spent 6 months working to close and had 3 extensions on the short sale investment they were buying and you closed both loans in just 2 weeks!

Athas Capital, Brian and Yvonne are true professionals and a breath of fresh air with all the delays and heartbreaks in traditional lending and hard money middlemen. I have been in the business 20 years and we all know how hard it is to close conventional and government loans in this environment. You are my first choice for all my deals.

Thanks a million for the fast closings and fast commissions!

Daniel W Arguello
Private Lending Groups Web site
150 N Michigan Ave #2740
Chicago Il 60601
o 312-938-0492
f 312-528-9043

Good Morning Athas Capital Group,

"THESE GUYS FUND NATIONWIDE DOWN TO $100K AND HAVE NO UPFRONT FEES!!!" (what my AE said about them) OMG....THIS IS NOT TRUE....IS IT??? (this is what I said)

I would like to thank you for closing and funding the 2 loans that we had in CT. I just want to say to all the doubters and haters of Athas Capital Group one thing...STOP IT!!! These guys are legit and close LEGITIMATE DEALS!!! Send them quality hard money loans (yes there is such a thing) and you will make money and have your clients happy. Now I will say that their due diligence can be a headache at times, but in this day and age after the financial crisis, what lender's isn't. The key for them as a lender is to plug all the holes in a deal so that when it does hit the secondary market, it doesn't blow up like a grenade and kill our financial system and careers for a second time. These guys care about this stuff, because the principals lend their own capital. As a broker submitting them deals, it is your responsibility to due your own due diligence and underwriting before you send them anything.

I did some research online about them, and read some pretty nasty things that brokers said about them. But there was one difference: the way they defended themselves and had proof to back it up. That is something you don't see on these mortgage blog forums. I have to admit, I was a little scared, but I knew I had a solid deal with a solid borrower, so if these guys were the deal makers my AE said they were, they would close these 2 loans.

Second thing is THEY ARE A REAL LENDER WITH A REAL OFFICE. My office is in Sherman Oaks CA, which is about 10 miles from theirs in Calabasas CA, but our firm is based on Wall Street in NYC, so to be honest, we had never heard of them.

Let me tell you this short story, Brian at Athas had me get some original copies of bank statements from my borrower to clear their worries that the borrower may not have had funds to close. After much wrangling with my submitting agent, she was able to get the borrower to comply. Not one myself to just take someone's word for it, I told Brian, that if I got this document, I would like to deliver it personally, to see if these guys were really legit. This was my first time using them, and I was very unfamiliar with their process as it seemed at times somewhat closed off to me. By my surprise he said, "Come on up, I will see you when you get here..." So when I get there, these guys are in this state of the art facility, with the logo on the walls and take up almost 1/2 of the second floor of a gorgeous building in a very expensive office park. That impressed me, and when I got there, Brian himself took my documents and said he would get back to me in the morning, which he did, clearing my loan for closing and funding. Let me tell you, after the subprime bomb that went off 2 years ago and in the aftermath, this doesn’t happen anymore.

As fate would have it, in a twist of events, the seller of the properties in this transaction did not disclose some pertinent information about the payoffs. Brian, not one to hold in his steam, let off a lil rant, but as their professionalism would have it, they were patient, worked with me on the problem from the seller side, and we got the deal done and funded and yes I have been paid. They also protect your fees on the HUD, so your borrower cannot shaft you at the closing. I would say to any real estate broker worth his salt in the game, to give Athas Capital Group a try. These loans I closed were a combined $275K loan amounts and I’m sure these guys can go much higher than that. Who else is doing these small loan amounts, on mutli-family deals like mine no less and get it funded and DO EVERYTHING THEY SAID THEY WERE GONNA DO if I could deliver their stips???? I Can say, not many. The Excalibur (my company) brand name is known in the Northeast for closing deals and our own rigorous process of due diligence by the agents and loan officers who use us as their facilitator in the industry. As a wholesale and correspondent facilitator for real estate agents and loan officers of primarily a FHA, SBA and Fannie Mae conventional loans, we tend to turn down Hard Money deals due to the sheisters and hucksters that charge exorbitant fees and then disappear never to be seen again. We didn’t want that on our conscious or get sued for liability. But since we have been referred to Athas, these guys have proven that there is at least ONE private money funder in the game that puts the money where the deals are.

Go check them out in the Scotsman Guide, in the back of the Commercial and Residential sections under hard money. You will be glad you did. But I will tell you this, DO NOT SEND THEM A S****Y DEAL though and expect them to fund it, get denied and badmouth them online. Apparently some brokers have gotten into some legal hot water over this and their lawyers are pretty protective of their brand. So save yourself the trouble and due your own due diligence before you send over the deal. Their process may frustrate you at times, but if you know this game, and have quality deals in the hard money sector, you will be pleased and close your deals.

Thanks Brian, Yvonne, and Athas for being people and a company of your word. I don’t get a lot of hard money requests, but when I do, you will be THE ONLY call.


J. Chase Bellamy
Executive Broker & General Manager
Excalibur Commercial Advisors
917-829-6095 (New York)
323-454-0491 (California)
323-372-2224 (Fax

CA DRE Lic# 01870402/01873113

Hi Kevin and Brian,
I hope you two are doing great. I wanted to send you a quick email to let you know that we really appreciate your business. You have a great team at Athas Capital and Yvonne has been a pleasure to work with on a daily basis. She lets us know exactly what your expectations are on each assignment and always answers our questions in timely manner. This really helps us meet our deadlines. If you need anything at all please do not hesitate to call me. I look forward to talking with you soon.


Shain Holden
Pacific Appraisers
o: 831.465.6518 | c: 408.391.1357 | f: 408.516.5500
Residential | Commercial | Consulting

To Whom it May Concern

Re: Refinance of 7798 Foothill Blvd, Tujunga, CA 91042
This note will serve to confirm that I closed a loan with Athas Capital to refinance the above property. The borrower had a middle score of 535 and two mortgage lates. Athas Capital was able to underwrite this loan based on a 50% loan to value and the cash flow generated from the rental income. The fact that the borrower was going to use the bulk of the cash out to pay down his revolving debt was a plus to Athas Capital. The loan closed in 4 weeks. Our processor Yvonne Runyan is very professional and kept me posted as she processed the loan dealing with the borrower directly. This is my first closing with Athas Capital and I look forward to closing many more deals with them.

For any questions, feel free to contact me.

Bernard Kishoiyian
Senior Mortgage Consultant
KB Capital Mortgage
3389 Magic Oak Lane, Sarasota FL 34232
941 342 0347(office)
941 302 0549(cell)
941 342 8260(fax)

Mr. Brian O’Shaughnessy
Athas Capital Group

Mr. O’Shaughnessy,

It is with great pleasure that Options 4 you Financial Services Inc. is happy to recommend Athas Capital Group for a quick funding and closing of our loan.

Yvonne Runyan and Mr. O’Shaughnessy were able to complete this transaction in the most expedient way allowable by current regulations.
When the file was first presented to Athas Capital Group our client had a credit score in the low 600’s when the credit was reexamined prior to docs our clients credit score had dropped in excess of 110 points and they were still able to complete the transaction for us and make our client request complete.

Dealing with Athas Capital Group has been an experience that I would recommend to any borrower or mortgage company looking to fund a difficult transaction in a very short period of time

Yours truly

Michael First
Broker Options 4 You Financial Service Inc.

Options 4 you Financial Services Inc.
9010 Corbin Ave.
Northridge, Ca. 91324
818-827-1756 fax
Michael First


The loan has funded, the client is happy, and everyone got paid

Thank You Very Much

Ralph Glowacki
Sr. Loan Officer
United Mortgage Group
Phone: (516) 633-6078
Fax: (516) 575-4220

I can't say enough good things about Athas Capital Group. They exceeded my expectation in every way. They also supplied my borrow with the best hard money loan out there especially when it was a 1.5 million dollar loan. The rates and points actually beat some banks. They closed the loan fast and did what they said they were going to do which is hard to find now days.

Thanks Athas I have more loans coming.

Jace Vernon
Lucid Capital


Just wanted to express my appreciation and admiration for the work you have performed relative to my recent $4,000,000.00 construction completion loan request. It was truly one of the most challenging loan requests that I’ve worked on in my 20 years of being in this business so for your company to hang in there and make this transaction a success it says a lot about your ability and determination as individuals and as a company. I look forward to working with you for many years and funding many transactions with you during that time. Of course, I will venture to say that none of these future transactions will be as difficult as the recent one you just funded!

Best Regards,

Gary Bowers
The Bowers Group
3201 Danville Blvd. Ste 170
Alamo, CA 94507
O 925-837-1314 x12
F 925-855-1212

Hi Kevin,
I hope all is well. I sent you a message last Thursday to thank you, not sure if you received it. Nevertheless, I would take this opportunity to thank you again. I am very greatly to you and your company for granting me this opportunity to establish myself further and you have been a great person to talk to and work with. Since I do not have to check my e-mails as often as I used to now that our loan agreement is completed, I am now retrieving your e-mail. I will keep in touch, especially if i have any questions. Have a good evening and all the best.

Smith, E

Mr. Douglas needed immediate response and only had 30 days to complete requirements for his final settlement of his pending divorce. I call Athas Capital and spoke with Brian and then Kevin O’Shaughnessy and got a quick response of what was needed in order to comply with Mr Douglas' needs. Every approach to Mr. Douglas was professional and courtesy and gave him comfort in his transaction and borrowing private money. Just under 2 weeks he had his documents and the loan was funded and money in his hands. All of his requested transaction went quick. Thank you Athas Capital for completing a promise in a timely manner.


LaVerne R. Scruggs
Contemporary R.E. Services


You have been our saving grace in this long and drawn out process. We are very thankful for you and Athas Capital’s patience and commitment to work this out. Thank you for going way beyond where most Banks, and lenders would most likely would have given up.

Let me know what I can do, as I know we still have a ways to go.”?

Thanks again,


Dear Brian,

Looking back on our log conversation – exactly two (2) weeks from today, August 28, 2009, I sent you an email asking if you can help my clients who are in a bit of a situation trying to purchase a condo for their daughter.

With your help, the help of your group, Yvonne, and Escrow, my clients signed the documents yesterday…just under 10 working days! I was aware that most hard money lenders are quick in response, but this was one of the quickest turn-around tasks I have ever seen.

Thanks you all for an outstanding job and I look forward to working on another project with you.

Yours truly,

Lou Buenavides
Essex Mortgage

A-Paper parameters make a pretty narrow target with private money never cheap but frequently the only alternate route. That having been said I can tell you based on personal experience that Kevin and Brian O are the way to go and can get the job done.

Damn, if I could only get them to do something about changing their socks or telling some new jokes or something. Oh well, nothing's perfect. Moral of the story is.....their jokes and sox might be old but they sure know how to get your loan funded.

Sheldon A.Berk
President - C.E.O.
Lic # 01214863

Dear Kevin & Scott:

I am glad that we were able to fund the loan for Our Borrowers without any problem.
All too often in today's rush of doing business, we forget to say "thanks" . But not this time. I believe Athas Capital & staff did a wonderful job, I will do my best to live up to the image you have giving me in meeting any future loans or commercial loans that I might have.

Beatriz Hilario


Thought you'd like to read this. We couldn't have done it without the money from Athas!! Thanks.........Cathy


Catherine Volpe

Re: Successfully Closed Loans

Dear Brian,

I must congratulate you and thank you for the excellent recent closings that we have completed
over the past year or so. The very creative deals that both of our firms put together are complex and frequently fragile. For you and Athas to have achieved such a high batting average is truly remarkable.

One more thing: You have proven yourself to be one of the elite Lenders in terms of your sense of commitment and fidelity to the best interests of your borrowers. Few in this industry have the sense of fiduciary obligation that you do. Your clients have been very well represented.

I’m looking forward to many more years of an outstanding and mutually rewarding relationship.


Paul Elis

I wanted to take a moment and thank Athas for a fantastic job on the Oakland loan we closed with your firm earlier this week. During the loan process, Athas was professional, efficient and communicative, and we got to closing even faster than expected. Perhaps most importantly, Athas showed some real flexibility and willingness to problem-solve when a couple of issues arose during underwriting that had not been predicted. At a time when so many people claim to be lending and are not, it is great to see a lender actually deliver on what they promise. Nicely done.



Commercial and Small Business Lending Experts
6849 Old Dominion Drive, Suite 310
McLean, Virginia 22101
Of: 703.891.6801
Fx: 866.484.2370

I really appreciate the time and attention you gave my clients and I on the conference call yesterday. It made them feel very comfortable. I must say that your professionalism is a step above many lenders I work with. I hope to send you much more business from The Bowers Group.
I will be working with the Peterson's today to get the LOI executed so we can start satisfying the general conditions.

Thank you.

Damon Bowers

The Bowers Group / Private Capital Investments
3201 Danville Blvd., ste. 170
Alamo, CA 94507
(925) 837-1314 - office
(925) 855-1212 - fax
(925) 352-4029 - cell

April 8, 2009

To Whom It May Concern:

Please take note that I have been working with John Hughes for sometime now on quite a few commercial deals I am coming across. He is very helpful and informative on your programs and guidelines. He seems to always have the answers to the questions I need answered. If he is unsure he will take the time to find out the correct answer.

I Look forward to continuing to work with john and wish that more of my account executives were like him.

Please feel free to contact me with any questions.

Tanya Giansante
Mortgage consultant

Hi Brian,

Thanks for your help. I'm glad we've finally closed - it has been a learning experience for me as well. Please know that Kevin and Dieter did a good job on a fairly complex transaction. I hope to discuss doing business as an investor rather than a borrower sometime in the not too distant future. I'm finishing the second home now and will keep you posted.

Best regards,

Gary Hawes


Yes, it has been wild. Thanks for all your help, it is much appreciated. I'll tell Brian and Kevin you provided excellent service throughout.


Gary Hawes

S & K Commercial Financing
3607 NE 174th Ave
Vancouver, WA 98682
Bus: 503 933 5479

April 2, 2009

My name is Ha Sylvia Vo, from S & K Commercial Financing; I’ve been working with Donna Myers at Athas Capital Group for several months now. Donna Myers has offered excellent service and the staffs when you called in are very helpful and informative. Donna Myers helped me follow up with my clients and her consistently and persistently follow up to make sure all the documents are send in a timely matter. She knows and understand her product, understand the need for urgency, offered customer service that rarely, you’ll have with other AE from other lenders, experienced, and will go extended miles to make both the broker and client happy.

I recommend Athas Capital Group and its AE, Donna Myers to any broker.

Ha Sylvia Vo

"Without Mr. Kevin Tucker, I may not have chosen Athas Capital Group. However, his professional approach and his confidence provided me with trust from the first quick conversation. I decided to give Athas Capital a try, and I am glad I did. The loan was approved, it was so amazing to pass through the first most difficult step.

During the process, Yvonne, the processor has been very helpful, responsive and knowledgeable. However, when it came time to close I was a bit confused of the whole process. If it were not for Mr. Kevin O'Shaughnessy walking me through the process with subtle and relaxing voice and the explanations he provided made the difference. It helped me to understand the deal in its entirety. Someone asked me if Athas is the "Fast Closing" company, my answer was "I choose Quality over Speed".

Athas gets it right, skillful team who performs complex financial practices with professionalism and integrity."

Lisa King

Portland, Oregon

26901 Agoura Rd. Suite 250. Calabasas Hills, CA. 91301 / Toll Free: (877) 877-1477
Licensed under the Department of Business Oversight California Finance Lenders Law.
Loans are made or arranged under the Department of Business Oversight California Finance Lenders Law License # 603 F869
NMLS# 275237