Loan Products

Borrowers looking to refinance N/O/O SFR, Condo, and 2-4-Unit Properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long term (30 years) loans with NO balloon payments and interest-only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.

• FICO Scores Down to 575
• No Income Proof Needed
• All Loans Are N.I.V. (No Income Verified)
• No Income Stated on 1003
• LTV up to 80%
• No DTI Ratios
• Rates as low as 7.625%
• Up to a 3 Point Rebate
• Loan Amounts from $100,000 – $4,000,000. Exceptions considered for larger loan amounts
• Lending to LLC’s, LLP’s, S-Corp, C-Corps, Trusts or Individuals.
• Property Types Include: SFR, Townhouse, Condo, 2-4 Units
• Interest-Only Option Available
• Rural Properties – OK
• Recently Listed Properties – OK
• Foreign Nationals – OK
• 100% Gift Funds – OK

Borrowers looking to refinance N/O/O SFR, Townhouse, Condo, Condotel, and 2-4 Unit Properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long term (30 years) loans with NO balloon payments and interest-only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.

• FICO scores down to 550
• No Balloon payments – 30 year fully amortized
• No Income Proof Needed
• All Loans are N.I.V. (No Income Verified)
• No Income stated on 1003
• LTV up to 80%
• No DTI Ratios
• No DSCR calculated!!!
• Rates as low as 8.500%
• Up to a 3 Point Rebate
• Loan Amounts from $100,000 – $4,000,000. Exceptions considered for larger loan amounts
• Lending to LLC’s, LLP’s, S-Corp, C-Corps, Trusts or Individuals
• Property Types Include: SFR, Townhouse, Condo, Condotels, 2-4 Units
• Non-warrantable condos – OK
• Interest-Only Option Available
• Partial and 100% Gift Funds Allowed (contact us for more details)
• Exceptional LTV’s for Foreign Nationals!
• Exceptional LTV’s for Cash Out!

Every borrower deserves a loan, and with our Bridge Loan Product they can get it. Those borrowers looking to refinance N/O/O SFR, Townhouse, Condo, Condotels, 2-4 Unit Properties, 5+ Units, Mixed Use, we have a loan for them. We even finance properties in rural areas and those with minor deferred maintenance. With increased loan amounts and just about any credit profile, ACG is the home for your next bridge loan request. Our bridge products are usually used by Real Estate owners that only want to borrow money for a short period of time (up to 24 months), then want to exit out of our loan to obtain bank financing.

• FICO scores down to 350
• No Income Proof Needed
• All Loans are N.I.V. (No Income Verified)
• No Income Stated on 1003
• No DTI Ratios
• No DSCR calculated on residential properties
• Rates as low as 7.750%
• LTV up to 70%
• Loan Amounts from $100,000 – $8,000,000
• Lending to LLC’s, LLP’s, S-Corp, C-Corp, Trust or Individuals
• Property Types Include: SFR, Townhouse, Condo, Condotels, 2-4 Units, 5+ Units, Mixed Use, Office and Retail
• Interest Only Option Available
• Foreign Nationals – OK
• 100% Gift Funds – OK
• Properties with Minimal Deferred Maintenance – OK
• Rural Properties – OK
• Offered in these select states: AZ, CA, CO, ID, OR, NV, TX, UT